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This is a PRODUCER ONLY web site. For consumer information about how an individual SignatureCare ® Long Term Care insurance policy can help preserve your independence and protect your assets, visit our For Consumers web site. For small business owners and employers who are interested in learning how a tax-qualified long term care insurance policy can benefit their business, visit our For Businesses web site.

SignatureCare Product Basics Plan Designs Facility Services Only or Comprehensive (Facility Services and Home & Community Based Services - HCBS) Plan Type Reimbursement or Indemnity (optional) Issue Ages (age nearest) Individual business - 40-84 (18-84 in PA) (40-80 in NJ) For Employer/Association Groups - 18-84 (18-80 in NY and NJ) Elimination Period 0-day, 30-day, 90-day, 180-day Vanishing elimination period. Once the elimination period is satisfied, the insured need not satisfy it again. Benefit Period 3-, 4-, 5-, 6-, 10-Year, Lifetime Daily Benefit Amount $50 to $300, increments of $10. Actual policy minimums vary by state. All benefits paid at 100% of actual charges up to daily benefit selected. Underwriting Classes Ultra Preferred Preferred Standard Rate Structure Guaranteed renewable. Unisex rates for all business. Rates vary by age and underwriting class. Joint Policy Discount Up to 70% (Eligibility dependent on age) Base Provisions Caregiver Training (Comprehensive Plan) Bed Reservation Alternative Plan of Care Respite Care Optional Personal Care Advisor Optional Care Coordinator Waiver of Premium Prescription Drug Benefit Ambulance Benefit (Comprehensive Plan) Coverage Outside of U.S. (Up to 30 days per calendar year) Emergency Response System (Comprehensive Plan) Optional Benefits Compound Inflation Protection Rider Simple Inflation Protection Rider HCBS Waiver of Premium HCBS First Day of Coverage Rider HCBS Monthly Benefit Rider Full Nonforfeiture Rider Full Shortened Benefit Period   Nonforfeiture Rider Paid-Up Survivor Benefit Rider Limited Family Caregiver Benefit Rider Restoration of Benefits Rider Payment Options Level Pay Non-Level Pay 10-Pay and 20-Pay Some state restrictions may apply. Please contact your MassMutual representative for more information.

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